Thank you for visiting Hal Perry's Real Estate Site!

For additional information be sure to check out my "Area Links" pages!

I need new listings! Almost all current ones are SOLD! Give me a call or drop an e-mail and lets get yours SOLD too!

Signal Mountain, TN. is the hot spot of the area now because of the new high school which is now open!

Several new listings of land in the Dunlap, TN., Signal Mtn. and Red Bank, TN, Soddy Daisy & Chattanooga, TN. areas!
Look at 'My Current Listings'

Buying or selling your home and/or real estate is not an easy task.  You will need the help of a professional to get the job done in a timely manner.   After having worked in the construction business for most of my  life in some form or another and having moved through several states to keep the money coming in from the construction jobs,  I understand the rigors of the 'Big Move' and all of the anxiety that accompanies such a move.     I know the answers to your real estate questions! I can find the property that you are looking for!

In spite of the gloom and doom of the national news media for the last few
months the real estate situation in the Chattanooga area isn't as bad as they
would lead you to believe. As a matter of fact, it's pretty good!
The market, in our area, doesn't follow the bigger cities. The bigger cities
see big appreciation rates over a year which we do not get, but, when they
have these dramatic downturns in values we do not see those either!
Also, on Jan. 1st I could help you find a great mortgage rate around 5.0%
(Rates do change daily, sometimes hourly, but I can help you find a good rate),
with your good credit history and an 95/05 loan on a 30 yr. mortgage. NOT an ARM
So things aren't as bad as the media would lead you to believe. New FHA loan info;
According to ML 09-50, the standard 2010 national FHA single-family loan limit,
or “floor,” is $271,050.There is new information out on foreclosure home borrowing
also which will interest someone who might want to buy one to remodel for resale.
Give me a call, I can help! We have honest and dependable Lenders.

   New Information effecting FHA and VA Mortgages:

Gone are the days when HUD could copy Fannie or Freddie when setting FHA loan limits for the counties in the 50 states. No more can HUD say “ditto” when it comes to home loan limits, because Fannie and Freddie are silent and appear to be disenchanted with the government bail-outs that have ran-sacked the mortgage industry over the last 3 years. So with 2010 FHA loan limits all set, consumers looking to FHA for home financing have real numbers to work with. It also helps FHA lenders and brokers, because banks usually won’t roll out new loan programs with government loan limits up in the air. Consumers have been blessed with record low FHA mortgage rates in 2009 and this is clearly good news for FHA rates in 2010. When considering refinancing or a purchase mortgage, check with HUD for local loan limits set by county for each state.

Anyone can put a "For Sale" sign in the yard, but unless you are very lucky you need the services of a professional. To get your property sold, you need the services of Hal Perry with a real marketing plan!  If you want to BUY or $ELL real estate in the Signal Mtn., or Signal Mountain, Tn., Chattanooga, Tenn., Hixson, Dunlap, Tennessee, Ooltewah, Red Bank, Soddy Daisy, Sequatchie Valley, Tn., Whitwell, South Pittsburg, Fall Creek Falls, and Lewis Chapel Mtn. Tn. areas, I look forward to working with you to get the job done as smoothly and  quickly as possible! And, I'm always looking for new listings!  Looking for land in Tennessee, or a lake lot, a farm, maybe hunting land? I can help!  You will be supprised at what you can buy! (Mortgage info) If you want to relocate to southeast Tn. for work or retirement, I can help! I have helped many with relocation to our area. Southeast Tennessee is one of the most beautiful areas in Tn.  There are many new developments of mountain lots and land, with great views, for building your dream home!  If you see something that you like on the web, or on  a sign, please remember that I am only a phone call away and  willing to help with any of your real estate needs! 

Click Here For Some of My Current Listings!

  Hal Perry